Mortgage Qualification Tips

A new federal budget, a renewed inflation mandate and a surprising jobs report all landed in the same week, and each one could touch your mortgage. In this ...

On October 28, the Bank of Canada raised rates for the first time since 2023, and prime is now 4.70%. What most headlines skipped is what the Bank's own ...

Inflation is back up to 3.1%, the bond market is pricing a Bank of Canada hike as early as this Wednesday, and fixed rates have already started moving — while ...

In this article, I break down five stories from this past week that could move your interest rate or the value of your home. We cover why bond yields are ...

It was a hectic week for mortgage rates. Canada shed 68,000 jobs, yet fixed rates trended higher anyway, and the reason has more to do with Washington than ...

With qualification rules as tight as they are, many buyers with strong savings are being told their income isn't enough — and the go-to suggestion is often to ...

With fixer-uppers sitting longer and sellers more open to offers, dated homes are quietly becoming some of the best buys in both BC and Alberta. What most ...

Most people assume fixed mortgage rates move randomly, or that only lenders know when a change is coming — neither is actually true. There's a specific pattern ...

A recap of this week's biggest headlines — Canada's investment pitch, a new tax break, a Fed hike — and what they could mean for your mortgage rate. I broke ...

Buying property in BC as a non-Canadian isn't one hurdle — it's two. A federal law decides if you can buy. A separate BC tax decides what it costs you. Clear ...